Customer friendly, fair and transparent

Loan Products

SHARE provides collateral-free credit services to its clients post ensuring fulfillment of selection criteria as per RBI and company’s norms.

SHARE’s products are designed as per its clients’ requirements and its processes are customer friendly, fair and transparent.

General Loan
Income generation
12-24 months
Rs. 6,000 to 60,000
(on Reducing balance)
Minimum: 19% P.A
Maximum: 27% P.A
Average: 24% P.A
1% - 3.5% + applicable GST
2% per annum on delayed installments
Unsecured Business Loan
Small business unsecured loan
Income generation
12 months
Rs. 7,000 to 40,000
(on Reducing balance)
27% P.A
2% + applicable GST
2% per annum on delayed installments

Business Correspondent (BC) Products

Nano Loans (Short term)

Farmer Interest Group Loans (Agri)

Vyapar Vikas Yojana (MSME)

Loan Against Property (LAP)

(Helping Micro entrepreneurs scale-up from Sustenance to Enterprise level)


Credit Life Insurance: SHARE provides all its borrowers credit life insurance on the disbursed loan amount for loan tenure. SHARE in collaboration with 'Life Insurance Corporation of India' and ‘HDFC Life Insurance Company Ltd.’ implements the credit life group insurance scheme for both client and their spouse. Through this scheme, SHARE aims to help the vulnerable sections in reducing their debt burden in any eventualities and enable financial security.